Current Mortgage Rates from Dee Carmack at Charter Bank, Auburn, AL March 28, 2011 By Ryan 30 Year Fixed – 4.75% APR*purchases 15 Year Fixed – 3.875% APR *purchases FHA/VA – 4.50% APR*purchases 3/1 ARM – 3.25% APR*purchases 5/1 ARM – 3.50% APR*purchases