October 2009

145 Carriagehouse Lane

Stunning David Jackson custom construction in Woodland Park! Your own private retreat on over an acre of wooded land overlooking a peaceful pond! Home is located at the end of the street for ultimate privacy. Home features Van Nostrand cabinetry and gorgeous detail throughout. Basement level includes a 2nd den, 4th bedroom, 3rd bathroom, 3rd garage and lots of storage. Huge bonus room upstairs could be a 5th bedroom. This home is a must see!

Schedule a showing today! Contact me at 334-444-2431 or ryanledwards@yahoo.com

Tax Credit

Do you know that the First Time Homebuyer Tax Credit expires in 54 days? Typically loans are taking 45 days to process, so now is the time to put a contract on a home if you want to close by that time. The other little known fact about the Tax Credit is that if you haven’t owned a home in the past three years, you also qualify for the $8,000 tax credit.

There are so many great deals in Auburn, AL and Opelika, AL right now. For a list of short sales and foreclosure properties, please email me or Ryan. Buying a great deal at less than 5% interest is a fantastic way to go.

The other thing I wanted to point out is the benefit of obtaining a 15 year mortgage versus a 30 year mortgage. The RATE is lower, and the payment amount is not too much higher! This means that MORE money goes to your principle, and over time the amount of money you pay in interest over the life of the loan is dramatically reduced. I have a neat little chart from my Dave Ramsey Financial Peace University Class that I can scan and email you if you are interested.

Hope everyone has a great weekend! I will be in the office until 5:00, so please call or email me if you have questions or want some help! Also, I am doing a yard sale tomorrow morning from 7-11 a.m. at 1723 VFW Road in the back of Grove Hill! Come see me!

War Eagle!!!
Annie

2165 Keystone Drive

Just like new! Take a look at this immaculate one-level home on a very private lot. Home features a great open floor plan, lots of open space, a huge screened in porch wired for cable, a sunroom, oil rubbed bronze fixtures, and a beautiful landscaped yard. Kitchen is open to the living area with a bar, tile backsplash, extra cabinet space, and tons of counter space. Dining room has chair rail and beautiful trim. Office could be a 4^th bedroom.

Schedule a showing today! Contact me at 334-444-2431 or ryanledwards@yahoo.com

Rates Drop Again!

Even better reason why it’s a great time to buy in Auburn, AL! Home prices are typically very negotiable, inventory is high, and look at these rates that were published yesterday:

 

15 year conventional 4.25%

15 year FHA 4.375%

30 year conventional 4.875%

30 year FHA 5%

5 year arm 3.75%

7 year arm 4.25%